Practical Debt Relief
Call Toll Free
First Step to Debt FREE Life!

The Answers You Need When Considering
Consumer Credit Counseling Services

Why choose Practical Debt Relief?
  If you owe $35,000 you could pay:
  Payment Graph
  Get a Free Savings Consultation  
Name: *
Email Address: *
Phone Number: *
State: *
Best Time to Call:

Verification :*
verification code
 We will not share your information with any 3rd parties.
Practical Debt Relief Testimonial Debt Negotiation Testimonial

Debt Consolidation / Credit Counseling

Consumer Credit Counseling, also known as debt consolidation, is a viable Bankruptcy Alternative for consumers experiencing financial difficulties and unable to make their minimum payments. Debt Consolidation is an alternative to bankruptcy in which we re-negotiate your interest rates and monthly payments with your creditors after assessing a potential consumer’s income and budget.  Practical Debt relief provides several credit counseling services, including online credit counseling, business debt consolidation, credit card debt consolidation and unsecured debt consolidation.  Other debt consolidation companies may provide similar services, but Practical Debt Relief has the experience necessary to ensure every option is explored in your quest to becoming debt free.
Some consumers feel obligated to pay back the entire balance on unsecure debt even when under the most extreme crises. If you’re one of those people and want help regaining control over your finances, unsecured debt consolidation may just give you the peace of mind you’re searching for. We can help reduce and in some cases eliminate high interest rates and bring most accounts current.

A Consumer Credit Counseling organization acts as an intermediary between you and your creditors. However, Debt Consolidation only reduces the interest rates and fees on your debts, not the balance themselves. By reducing these fees and interest rates, getting out of debt is possible in about five years. However, you will end up paying the full balance plus some interest. In addition, with debt consolidation a higher monthly payment is usually required whereas  with a typical Debt Negotiation program that is not necessarily the case.
When evaluating consumer credit counseling organizations, check to see if the organization is a for–profit or non-profit company. Non–profit credit counseling organizations are funded and supported by the credit card companies who you are making the payments to. This can create a conflict of interest, so be sure that the credit counseling organization is NOT collecting fees from both you and your creditors.
Debt Consolidation is right for some people. Particularly those who can afford the higher monthly obligation that is required in such a program.


Benefits Of Debt Consolidation

● Stop collection calls with debt consolidation
● Stop over-limit and late fees with debt consolidation
● Reduce interest rates on most credit cards with credit card debt consolidation
● Lower monthly payments with debt consolidation
● Bring most credit cards current with credit card debt consolidation
● One easy payment with debt consolidation
● Create a new budget plan with debt consolidation which will allow you to change your
   current  spending habits creating more wealth
● Have a more healthy lifestyle without the stress of high interest unsecured credit card debt


The Debt Consolidation Alternative:

Are you experiencing financial difficulties due to overwhelming debt and need Debt Help? If creditors are calling and you think you have nowhere to turn, there is a powerful alternative to credit counseling. Debt Settlement through Practical Debt Relief is the secret that everybody is talking about. The secret that the credit companies are trying to keep under wraps. The secret that YOU need to know about!
Fill out our simple contact form or pick up the phone today. One of our experienced debt consultants will be more than happy to tell you more about how we can help resolve your financial situation through one of our exclusive debt settlement programs.

The Debt Reduction consultation is free and there’s absolutely no obligation.


Call 1-888-839-3574. One of our Debt Consultants will be happy to assist you Monday – Friday between the hours of 9:00 am – 9:00 pm EST. You can also call any time and leave a message.

Email us anytime at

Practical Debt Relief, Inc.
Phone # 888-839-3574
Fax # 888-853-7651
5220 S. University Drive. Suite 107
Davie, Fl 33328

Home  |  About Us  |  Your Options  |  Our Solution  |  Case Studies  |  Testimonials  |  Contact Us  |  FAQ's |  Sitemap

Practical Debt Relief disclosure