Benefits
- Reduce your Debt by up to 60 %.¹
- Be Debt Free in 12 – 36 Months.²
- Reduce Creditor Phone Calls³
- Make just 1 Lower monthly payment
- No Credit Checks.
- Avoid Bankruptcy
Practical Debt Relief
Practical Debt Relief was founded with the goal of helping individuals and families gain control of their personal finances. At Practical Debt Relief we work FOR YOU, not the creditors. With a management team that consists of former Military Personnel and Certified Debt Arbitrators our aggressive approach to slashing your debt is one that is embedded in our entire team. Our Mission Statement is simple. “Treat the client like a king and destroy their debt with all our might”. Our simple approach ensures that you know we value you and that we are here to see after YOUR interests.
Debt Settlement
Our Debt Settlement Program offers a simple & realistic approach to helping the average American facing the debt crisis. With our highly experienced staff of Certified Debt Arbitrators and credit counselors we want to partner with you during your time of need. We understand that there are unscrupulous companies out there and that’s why we want to educate you about the Debt Negotiation process along the way. Making an informed decision is important for you and your family and that’s why Practical Debt Relief is leading the industry in helping consumers become debt free.
Debt Negotiation
In order for somebody to qualify for Debt Negotiation otherwise known as Debt Relief an individual must have a legitimate financial hardhship. A creditor defines somebody with a financial hardship as somebody who is paying 20% or more of their monthly take home to unsecured debts or somebody who after taking a detailed budget is At or Near a deficit at months end. Once we prove to the creditors that you have a financial hardship an individual would only be responsible to pay back roughly 55% of what they owe.Debt Consolidation Loans
Debt Consolidation Loans are when an individual uses the equity in his secured property to pay off unsecured debts. These types of loans were very common during the mortgage boom and unfortunately helped in creating the real estate bubble that burst in 2007. What many consumers don’t realize is that they are effectively trading low-risk unsecured debt for high-risk secured debt. In fact your most important asset, your home! In many cases Debt Reduction is a much better option for the majority of consumers.Debt Consolidation
At Practical Debt Relief we understand that Debt Settlement may not be a viable option for everybody. Debt Consolidation also known as Credit Counseling is the process where an individual can consolidate all of their credit card payments into one lower monthly payment. In most cases your creditors will reduce your interest rates from 0 – 9%. This process also helps stop over limit and late fees and can reduce payments by up to 50%!Bankruptcy
Most people faced by the burden of debt usually consider bankruptcy as their first option. What many consumers don’t understand is the serious consequences of this major life changing decision. Creditors and collectors have become very aggressive making consumers sometimes feel forced into this option to stop the harassment. Our Debt Relief program offers an incredible alternative to this option with one affordable monthly payment.
Testimonials
I didn’t think it was possible to cut my debt by over half. The stress of the phone calls and loss of credit was causing my blood pressure to skyrocket. Now, I feel much more relaxed and know I am on the plan to success. Thank you Practical Debt Relief.
Bill, Florida
Thanks for your hard work and being so patient with my Crazy Debt Situation. I am sleeping better at night because of you.
Nathan, New York
Kristi, California
| Calculate Your New Monthly Payment 4 | |
| Enter Your Current Debt: | |
| Settles To: | |
| # of Months to Financial Freedom | |
| New Payment: | |
10 Things you Must Know
About Debt Settlement
1 – Individual results may vary. Savings percentages are calculated at the time of settlement. This does not include fees to company.
2 – Individual results may vary. Several factors determine the length of time in the program and reduction in monthly payment.
3 – We notify your creditors of our representation and inform them that
they should contact us with respect to settling your debt. Calls are not
guaranteed to stop and may increase.
4 – Up to 60 % lower payment. Includes company fees. Payment is an approximation and may vary by state. The amount we settle to is not guaranteed. Number of months in the program may be longer or shorter. Contact us for your exact payment and more details.
Debt Settlement and Debt Relief options:
Debt Settlement | Debt Negotiation | Debt Relief | Debt Consolidation | Debt Reduction | Debt Help | Bankruptcy Alternative | Bankruptcy
Debt Settlement and Debt Relief Services offered:
Debt Settlement AR Arkansas | Debt Settlement AZ Arizona | Debt Settlement CA California | Debt Settlement FL Florida | Debt Settlement TX Texas | Debt Settlement CT Connecticut | Debt Settlement MI Michigan | Debt Settlement AL Alabama
Looking for debt settlement, debt relief, debt consolidation, debt negotiation or some form of debt help? Call Practical Debt Relief for a free consultation today.
Alaska, Alabama, Arkansas, Arizona, California, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, New York, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Virgin Islands, Vermont, Washington, Wisconsin, West Virginia, Wyoming Atlanta, Austin, Baltimore, Boston, Charlotte, Chicago, Cleveland, Columbus, Dallas, Detroit, El Paso, Fort Worth, Fresno, Houston, Indianapolis, Jacksonville, Kansas City, Las Vegas, Long Beach, Los Angeles, Memphis, Mesa, Miami, Milwaukee, Minneapolis, Nashville-Davidson, New Orleans, New York, Oakland, Oklahoma City, Omaha, Philadelphia, Phoenix, Portland, Sacramento, San Antonio, San Diego, San Francisco, Orange County, San Jose, Seattle, St. Louis, Tucson, Tulsa, Virginia Beach, and Washington.
