Practical Debt Relief strongly believes that the responsible use of personal information collected on its websites is critical to its business objectives and reputation.
Your e-mail address and other details will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any Practical Debt Relief related entity for the purpose intended or as required to be disclosed under law.
By submitting data on the Practical Debt Relief website, the visitor is providing explicit consent to transmission of data collected on the website.
We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.
All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.
Because Practical Debt Relief wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by legal.If you have questions or concerns regarding this statement, you should first contact Customer Relations by one of the following methods:
Practical Debt Relief is committed to protecting your online privacy and security.
We collect or use the following anonymous Internet technologies: IP address of visitors to our Web page, Cookies as assigned by this IP address, and Clear Gifs from emails and ad banners. We also collect aggregate information on what pages visitors access or visit, and visitor-specific information on what pages visitors access or visit.
For each visitor to our website, our Web server automatically recognizes the visitor's IP address, but not their email address nor any other personal information. We use the IP address to help diagnose problems with our server and to administer our website. Upon visiting our website, we assign each visitor a unique ID that is used to track visitor traffic patterns within our website. This ID is stored in a Cookie on the visitor's machine.
Also known as Web Beacons or Web Bugs, these tiny graphics inform us if a web page, an email, a banner ad, or other marketing campaign was viewed, opened, or accessed. They help us evaluate what content and campaigns are effective, and help us to manage our content to better serve your needs.
Practical Debt Relief does not (and can not) use IP addresses, Cookies, or Clear Gifs to retrieve any personal information about you or other computer users from your computer.
You can freely browse the Practical Debt Relief web site at any time without revealing any personal information. However, there are areas on our web site where you may voluntarily provide personal information.
If you choose to voluntarily provide personal information, we will only use it for the following purposes:
Practical Debt Relief and Partners
Personal and Demographic Information will only be released to selected third parties in response to your request as specified below. We will not otherwise sell or rent personally identifiable information regarding our visitors to anyone. We do not share this information with any other third parties, and disclose it only in compliance with applicable laws and/or if we are responding to subpoenas, court orders, or other legal processes.
We will only share your personally identifiable information to other companies or people when you have consented to share your Personal Information with us.
To process your Debt Settlement request, we require your name, phone number, email address, loan balance(s), and exact financial information such as debts, salary, credit, etc. In select cases, a social security number may be requested for particular partners. This information - your Personally identifiable information - is used by the Practical Debt Relief.
If you supply us with your postal address online, you may receive periodic mailings from us with information on new products and services or upcoming events.
Spam is commercial email or unsolicited bulk email which has not been requested by the recipient. You will not receive Practical Debt Relief email communications unless you submit your email address and register to receive these communications.
We believe that your personal information should remain just that, Personal Information, by providing secure transmission and storing of your information. We always use industry-standard encryption technologies when transferring and receiving consumer data exchanged with our website and web server. This ensures that your personal information (i.e. name, address, etc) is not intercepted. Our services offer all personal data transmission through HTTPS, a secure Internet communications protocol.
When we transfer and receive certain types of sensitive information such as financial or insurance information, we redirect visitors to a secure server and will notify visitors through a pop-up screen on our website.
Since only our web server holds the key, we are the only people who will be able to decrypt your information. Your information is then stored on a server that is separated from the Internet so that no one outside our office can retrieve your information.
We have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of information, which we have collected from you at our site, under our control.
Customers may then prevent their information from being used for purposes other than those for which it was originally collected by following one of the options described in the Opt-Out/Choice section below.
*Clients who are able to stay with the program and get all their debt settled, have realized average savings of 60% before fees, or 45% including our fees, over 24 to 60 months. Including clients who have not completed the program, our clients saved on average 42% before fees, or 27% including our fees over 24 to 60 months. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. Settlement results shown reflect actual settlements negotiated with our clients' creditors on enrolled balances and do not include 20% administration fee. These statements and case studies are examples of past performance and are not intended to be a guarantee of any future settlement results. We do not guarantee that your debts or monthly payments will be lowered by a specific amount or percentage, or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.
I didn’t think it was possible to cut my debt by over half. The stress of the phone calls and loss of credit was causing my blood pressure to skyrocket. Now, I feel much more relaxed and know I am on the plan to success. Thank you Practical Debt Relief.
Thanks for your hard work and being so patient with my Crazy Debt Situation. I am sleeping better at night because of you.
Nathan, New York
I never knew I had so many options when it came to handling my debt. Thank you Practical Debt Relief for taking me through the process and caring for my situation. The results are fast and impressive.