

I'm Maria T. Beinkampen from Memphis, TN. I'm one of the many that experiences the economic crisis. I have maintained more than 5 credit cards. I have these credit cards for years. I never have a problem paying the minimum payment, until my ex-husband lost his job. He has helped me a lot in the past by sharing something raising my son and keep up with my living expense. Everytime I miss one payment the credit card companies will increase the penalty charges until I'm paying over 18% to 29% on most of my cards. I could hardly put my head above water, living paycheck to paycheck. I did not opted to file a bancruptcy, because I'm still willing to pay the credit card companies some of what I owe. I feel that I paid them all already, summing up all the charges that I paid in the past.
One day, I was so desperate to get some help of any kind to consolidate my bill. I was listening to the radio and heard about a Debt Relief Program. I heard a telephone number to call if an individual owes over $10,000.00 in credit cards. I did not hesitate to call the number even knowing that there's scam everywhere. I prayed that I will be guided to an honest company who can help me solve my problem. When I called, I have spoken to Gabriel from Practrical Debt Relief, who gave me so much ideas of the pros and cons going thru in this program.
I have numerous phone calls, threats from different collection agencies, when I started, I was frightened of what's gonna happen. I called and talked to somebody in your office particularly you Tetyana, who relieved me with my fears. With your experience, you gave me an assurance that your company could help me in my predicament, sure enough now, from 5 existing credit cards, I only have 2 unpaid credit cards in less than a year. It was such a big relief to know that your company has helped a lot of people who are on the verge of filing a bancruptcy.
I have given your numbers to different people already, knowing that you could be trusted base on my experience.
Thank you all for your great help and support! More power to you all!
Sincerely,
Maria T. Beinkampen
Memphis, TN
Practical Debt Relief,
A little over a year ago my husband and I had 2 major credit card bills that we were having difficulty paying the minimum payment on. In June of 2009 I received a phone call from your company about settling our debt with Discover and Citi Bank. Although I was Leary at first, I took the time to listen to one of your specialists,and now just over a year later our big debt has been settled. I would like to praise one of your specialists Tetyana Karnaukhova for all of her hard work on resolving our debt. She was always there for us, day or night and she was always keeping us informed through e-mails or phone calls. Most importantly when we panicked she was there reassuring us that things would be alright and that was what we needed during this very stressful time. After a court summons and many stressful phone calls Tetyana worked with us until she settled for what was in our account. I am so happy by what she has done for our family and we will recommend Practical Debt Relief to anyone who is experiencing financial difficulties.
Thanks
Michael and Nicole Stapleton
Practical Debt Relief has been the best decision for helping me get out of the financial bind I got in. With their kind and knowledgeable staff they have helped me resolve one credit card company that was breathing down my neck wanting there money by telling me not to worry we got it handled, and they sure did!. There now helping me with another creditor that’s using a court summons to make me feel like I got to pay now, but again Practical Debt Relief is coming through by telling me to be patient and they will help me resolve this one.
Tom P.
California
Yall the greatest bunch of people down in Florida, I am free from debt, my credit has improved dramatically, and I can now buy my dream home.
Thanks a bunch,


